| The
Premium Quote screen is used to
generate quotes for the Rapid Decision Term,
Graded Death Benefit Term, and
Graded Death Benefit Whole Life products when given the desired Face
Amount, Plan Selection, Risk Class, State of Sale, Gender, and Age of the
applicant. The quotes contain the
cost of optional Accidental Death Benefit,
Child Rider,
Waiver of Premium, and Return of
Premium riders if selected and applicable for the specified Product and
applicant Issue Age and State. |
| |
| Click
on the following links for specific product information: |
|
Rapid
Decision Term - 5 Year Term
|
|
Rapid
Decision Term - 10 Year Term
|
|
Rapid
Decision Term - 15 Year Term
|
|
Rapid
Decision Term - 20 Year Term
|
|
Rapid
Decision Term - 30 Year Term
|
| |
|
Graded
Death Benefit Term
|
|
Graded
Death Benefit Whole Life
|
| |
|
Accidental
Death Benefit
|
| |
|
Rapid
Decision Term -
5 Year Term
|
|
|
|
Return
of Premium
|
Waiver
|
Accidental
|
Child
|
|
Ages
|
Amounts
|
Non-Nicotine
|
Nicotine
|
of
Premium
|
Death
Benefit 1
|
Rider
2
|
|
50
- 55
|
$50,000
to $200,000
|
No
|
No
|
Yes
|
Yes
|
Yes
|
|
56
- 60
|
$25,000
to $100,000
|
No
|
No
|
No
|
Yes
|
Yes
|
|
61
- 65
|
$25,000
to $100,000
|
No
|
No
|
No
|
No
|
No
|
|
66
- 75
|
$10,000
to $ 25,000
|
No
|
No
|
No
|
No
|
No
|
|
| 1
Accidental Death Benefit Rider available at issue, ages 20 through 60, in
benefit amounts up to $300,000 |
| 2
Children of primary insureds aged 19 to 60 who are 15 days to 18 years old are
eligible for coverage in amounts from $5,000 to $25,000 |
| |
| State
Approvals |
|
Rapid Decision Term State Approval Chart |
| |
| For
additional information
refer to the following link or the Fidelity
Life Web Site. |
|
Rapid Decision Term Product & New Business Guide |
| |
|
Rapid
Decision Term – 10 Year Term
|
|
|
|
Return
of Premium
|
Waiver
|
Accidental
|
Child
|
|
Ages
|
Amounts
|
Non-Nicotine
|
Nicotine
|
of
Premium
|
Death
Benefit 1
|
Rider
2
|
|
16
- 18
|
$50,000
to $300,000
|
No
|
No
|
No
|
No
|
No
|
|
19
|
$50,000
to $300,000
|
No
|
No
|
No
|
No
|
Yes
|
|
20
- 45
|
$50,000
to $300,000
|
No
|
No
|
Yes
|
Yes
|
Yes
|
|
46
- 55
|
$50,000
to $200,000
|
No
|
No
|
Yes
|
Yes
|
Yes
|
|
56
- 60
|
$25,000
to $100,000
|
No
|
No
|
No
|
Yes
|
Yes
|
|
61
- 65
|
$25,000
to $100,000
|
No
|
No
|
No
|
No
|
No
|
|
66
- 75
|
$10,000
to $ 25,000
|
No
|
No
|
No
|
No
|
No
|
|
| 1
Accidental Death Benefit Rider available at issue, ages 20 through 60, in
benefit amounts up to $300,000 |
| 2
Children of primary insureds aged 19 to 60 who are 15 days to 18 years old are
eligible for coverage in amounts from $5,000 to $25,000 |
| |
| State
Approvals |
|
Rapid Decision Term State Approval Chart |
| |
| For
additional information
refer to the following link or the Fidelity
Life Web Site. |
|
Rapid Decision Term Product & New Business Guide |
| |
| Rapid
Decision Term – 15 Year Term |
|
|
|
Return
of Premium
|
Waiver
|
Accidental
|
Child
|
|
Ages
|
Amounts
|
Non-Nicotine
|
Nicotine
|
of
Premium
|
Death
Benefit 1
|
Rider
2
|
|
16
- 18
|
$50,000
to $300,000
|
No
|
No
|
No
|
No
|
No
|
|
19
|
$50,000
to $300,000
|
No
|
No
|
No
|
No
|
Yes
|
|
20
- 45
|
$50,000
to $300,000
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
|
46
- 50
|
$50,000
to $200,000
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
|
51
- 55
|
$50,000
to $200,000
|
Yes
|
No
|
Yes
|
Yes
|
Yes
|
|
56
- 60
|
$25,000
to $100,000
|
Yes
|
No
|
No
|
Yes
|
Yes
|
|
61
- 65
|
$25,000
to $100,000
|
No
|
No
|
No
|
No
|
No
|
|
66
- 70
|
$10,000
to $ 25,000
|
No
|
No
|
No
|
No
|
No
|
|
| 1
Accidental Death Benefit Rider available at issue, ages 20 through 60, in
benefit amounts up to $300,000 |
| 2
Children of primary insureds aged 19 to 60 who are 15 days to 18 years old are
eligible for coverage in amounts from $5,000 to $25,000 |
| |
| State
Approvals |
| Rapid
Decision Term State Approval Chart |
|
Return of Premium Rider State Approval Chart |
| |
| For
additional information
refer to the following links or the Fidelity
Life Web Site. |
|
Rapid Decision Term Product & New Business Guide |
| |
| Rapid
Decision Term – 20 Year Term |
|
|
|
Return
of Premium
|
Waiver
|
Accidental
|
Child
|
|
Ages
3
|
Amounts
|
Non-Nicotine
|
Nicotine
|
of
Premium
|
Death
Benefit 1
|
Rider
2
|
|
16
- 18
|
$50,000
to $300,000
|
No
|
No
|
No
|
No
|
No
|
|
19
|
$50,000
to $300,000
|
No
|
No
|
No
|
No
|
Yes
|
|
20
- 45
|
$50,000
to $300,000
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
|
46
- 50
|
$50,000
to $200,000
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
|
51
- 55
|
$50,000
to $200,000
|
Yes
|
No
|
Yes
|
Yes
|
Yes
|
|
56
- 60
|
$25,000
to $100,000
|
No
|
No
|
No
|
Yes
|
Yes
|
|
61
- 65
|
$25,000
to $100,000
|
No
|
No
|
No
|
No
|
No
|
|
| 1
Accidental Death Benefit Rider available at issue, ages 20 through 60, in
benefit amounts up to $300,000 |
| 2
Children of primary insureds aged 19 to 60 who are 15 days to 18 years old are
eligible for coverage in amounts from $5,000 to $25,000 |
| 3
Maximum issue ages are lower for nicotine users |
| |
| State
Approvals |
|
Rapid Decision Term State Approval Chart |
|
Return of Premium Rider State Approval Chart |
| |
| For
additional information
refer to the following links or the Fidelity
Life Web Site. |
|
Rapid Decision Term Product & New Business Guide |
| |
| Rapid
Decision Term – 30 Year Term |
|
|
|
Return
of Premium
|
Waiver
|
Accidental
|
Child
|
|
Ages
3
|
Amounts
|
Non-Nicotine
|
Nicotine
|
of
Premium
|
Death
Benefit 1
|
Rider
2
|
|
16
- 18
|
$50,000
to $300,000
|
No
|
No
|
No
|
No
|
No
|
|
19
|
$50,000
to $300,000
|
No
|
No
|
No
|
No
|
Yes
|
|
20
- 45
|
$50,000
to $300,000
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
|
46
- 50
|
$50,000
to $200,000
|
Yes
|
No
|
Yes
|
Yes
|
Yes
|
|
| 1
Accidental Death Benefit Rider available at issue, ages 20 through 60, in
benefit amounts up to $300,000 |
| 2
Children of primary insureds aged 19 to 60 who are 15 days to 18 years old are
eligible for coverage in amounts from $5,000 to $25,000 |
| 3
Maximum issue ages are lower for nicotine users |
| |
| State
Approvals |
|
Rapid Decision Term State Approval Chart |
|
Return of Premium Rider State Approval Chart |
| |
| For
additional information
refer to the following link or the Fidelity
Life Web Site. |
|
Rapid Decision Term Product & New Business Guide |
| |
| Graded
Death Benefit 10 Year Term |
|
|
|
Return
of Premium
|
Waiver
|
Accidental
|
Child
|
|
Ages
|
Amounts
|
Non-Nicotine
|
Nicotine
|
of
Premium
|
Death
Benefit 1
|
Rider
2
|
|
20
- 45
|
$25,000
to $250,000
|
No
|
No
|
No
|
Yes
|
No
|
|
46
- 55
|
$20,000
to $200,000
|
No
|
No
|
No
|
Yes
|
No
|
|
56
- 60
|
$15,000
to $100,000
|
No
|
No
|
No
|
Yes
|
No
|
|
61
- 65
|
$15,000
to $100,000
|
No
|
No
|
No
|
No
|
No
|
|
66
- 70
|
$10,000
to $ 50,000
|
No
|
No
|
No
|
No
|
No
|
|
| 1
Accidental Death Benefit Rider available at issue, ages 20 through 60, in
benefit amounts up to $300,000 |
| |
| State
Approvals |
|
Graded Death Benefit State Approval Chart |
| |
| For
additional information
refer to the following link or the Fidelity
Life Web Site. |
|
Graded Death Benefit Product & New Business Guide |
| |
| Graded
Death Benefit 20 Year Term |
|
|
|
Return
of Premium
|
Waiver
|
Accidental
|
Child
|
|
Ages
|
Amounts
|
Non-Nicotine
|
Nicotine
|
of
Premium
|
Death
Benefit 1
|
Rider
2
|
|
20
- 45
|
$25,000
to $250,000
|
No
|
No
|
No
|
Yes
|
No
|
|
46
- 55
|
$20,000
to $200,000
|
No
|
No
|
No
|
Yes
|
No
|
|
56
- 60
|
$15,000
to $100,000
|
No
|
No
|
No
|
Yes
|
No
|
|
61
- 65
|
$15,000
to $100,000
|
No
|
No
|
No
|
No
|
No
|
|
| 1
Accidental Death Benefit Rider available at issue, ages 20 through 60, in
benefit amounts up to $300,000 |
| |
| State
Approvals |
|
Graded Death Benefit State Approval Chart |
| |
| For
additional information
refer to the following link or the Fidelity
Life Web Site. |
| Graded Death Benefit Product & New Business Guide |
| |
| Graded
Death Benefit 30 Year Term |
|
|
|
Return
of Premium
|
Waiver
|
Accidental
|
Child
|
|
Ages
|
Amounts
|
Non-Nicotine
|
Nicotine
|
of
Premium
|
Death
Benefit 1
|
Rider
2
|
|
20
- 45
|
$25,000
to $250,000
|
No
|
No
|
No
|
Yes
|
No
|
|
46
- 55
|
$20,000
to $200,000
|
No
|
No
|
No
|
Yes
|
No
|
|
56
- 60
|
$15,000
to $100,000
|
No
|
No
|
No
|
Yes
|
No
|
|
| 1
Accidental Death Benefit Rider available at issue, ages 20 through 60, in
benefit amounts up to $300,000 |
| |
| State
Approvals |
|
Graded Death Benefit State Approval Chart |
| |
| For
additional information
refer to the following link or the Fidelity
Life Web Site. |
| Graded Death Benefit Product & New Business Guide |
| |
| Graded
Death Benefit Whole Life |
|
|
|
Return
of Premium
|
Waiver
|
Accidental
|
Child
|
|
Ages
|
Amounts
|
Non-Nicotine
|
Nicotine
|
of
Premium
|
Death
Benefit 1
|
Rider
2
|
|
20
- 45
|
$15,000
to $250,000
|
No
|
No
|
No
|
Yes
|
No
|
|
46
- 55
|
$10,000
to $200,000
|
No
|
No
|
No
|
Yes
|
No
|
|
56
- 60
|
$10,000
to $100,000
|
No
|
No
|
No
|
Yes
|
No
|
|
61
- 65
|
$10,000
to $100,000
|
No
|
No
|
No
|
No
|
No
|
|
66
- 75
|
$
5,000 to $ 50,000
|
No
|
No
|
No
|
No
|
No
|
|
| 1
Accidental Death Benefit Rider available at issue, ages 20 through 60, in
benefit amounts up to $300,000 |
| |
| State
Approvals |
|
Graded Death Benefit State Approval Chart |
| |
| For
additional information
refer to the following link or the Fidelity
Life Web Site. |
|
Graded Death Benefit Product & New Business Guide |
| |
| Accidental
Death Benefit |
|
|
|
Return
of Premium
|
Waiver
|
FamilyAccidental
|
Inflation
|
|
Ages
|
Amounts
|
Non-Nicotine
|
Nicotine
|
of
Premium
|
Death
Benefit 1
|
Rider
2
|
|
20
- 60
|
$50,000
to $250,000
|
No
|
No
|
No
|
Yes
|
Yes
|
|
| 1
Family Accidental Death Benefit Rider extends coverage to spouses and dependent
children of the primary insured |
| 2
Inflation Rider increases initial face amount 5% each year starting in year 2
to year 6 and then remains level at new face amount in year 6 and after |
| |
| State
Approvals |
|
Accidental Death Benefit State Approval Chart |
| |
| For
additional information
refer to the following link or the Fidelity
Life Web Site. |
|
Accidental
Death Benefit Producer Guide |
| |
| |
| Close this window |